an attorney employed by a defendant in a lawsuit when there is an insurance policy
supposedly covering the claim, but there is a conflict of interest between the insurance
company and the insured defendant. Such a conflict might arise if the insurance
company is denying full coverage. In some states (notably California) the defendant
can demand that the insurance company pay the fees of his/her own attorney rather
than use an insurance company lawyer. Often the insurance company will require that
the attorney for the defendant be approved by the company.
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