a check issued by a bank which certifies that the maker of the check has enough
money in his/her account to cover the amount to be paid. The bank sets aside the
funds so that the check will remain good even if other checks are written on the
particular account. Like a cashier's check, a certified check guarantees that it
is immediately good since it is guaranteed by the bank and the recipient does not
have to wait until it "clears. "
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